Because Knowledge Is Power

Because Knowledge Is Power

Trusted Vendors and Resources

To make the home-buying process even easier, we’ve provided you with a variety of trusted individuals to help you with whatever service you may need.

Trusted Vendors and Resources

To make the home-buying process even easier, we’ve provided you with a variety of trusted individuals to help you with whatever service you may need.
Evette Carpenter
Mortgage Loan Officer
Truist Mortgage Loan Officer
NMLS# 113010
4011 University Drive
Durham, NC 27707
919-687-6865
Email: [email protected] | Website: www.TRUIST.com/evette.carpenter
Thomas & Gibbs CPAs, PLLC
Certified Public Accountant
6114 Fayetteville St., #101,
Durham, NC 27713
919-544-0555
Jon Anderson,
Attorney at Law
City of Oaks Law
2021 Fairview Road
Raleigh, NC 27608
Office: (919) 578-3075 | Fax: (919) 573-0806
Website: www.cityofoakslaw.com

Marcus Becton,
Attorney at Law
Becton Law Firm, P.C.
Raleigh Office:
4030 Wake Forest Road, Suite 300
Raleigh, NC 27609
Durham Office:
2530 Meridian Pkwy, Suite 300
Durham, NC 27713
Phone: (919) 806-4638 | Fax: (888) 400-2783
Website: www.bectonlawfirm.com

Daron Satterfield,
Attorney at Law
Satterfield Law, PLLC
Durham Office:
116 E Main Street
Durham, NC 27701
Phone: (919) 419-4485 | Fax: (919) 287-2696
Hillsborough Office:
307 Meadowlands Drive, Suite 101
Hillsborough, NC 27278
Phone: (984) 229-8584 | Fax: (919) 287-2696
Website: www.sattlawnc.com

Herbie Proctor- Surveyor
Stewart-Proctor PLLC
319 Chapanoke Road Suite 106
Raleigh, N.C 27603
Work: 919-779-1855 | Cell: 919-616-8843

Kris Fox,
Fox Appraisal Services
Hillsborough, NC
336-549-3252

Elite Home Inspection
Offers an array of services included but are not limited to home inspection, termite inspection (WDIR), radon testing, mold testing, and water testing.
Greensboro, North Carolina
(336) 252-8667
http://www.elite-inspect.com

Home Spectors Inspection Services
Our services include but are not limited to home inspection, termite inspection (WDIR), radon testing, mold testing, and water testing.
201 Pomona Dr STE B, Greensboro, NC 27407
Triad (336) 382-7269 or Triangle (919) 809-9696
http://www.homespectors.com/

HomeTeam Home Inspection Services
Our services include pre-listing, listing, commercial, new constructions, radon, water, air quality, septic, mold, pest and radon.
Raleigh, NC
(919) 728-9026
https://www.hometeam.com/triangle/

Thank you for choosing Ultra Realty, Inc for your new home. Our first goal is to get you approved as quickly as possible. To get you approved, you will need to begin collecting various documents that are required to purchase a home.  We have put together some helpful tips while preparing for your mortgage loan and meeting with your mortgage representative.

  • DO NOT take on any new debt: There are so many big purchases that you want to make in connection with your move: appliances, window treatments, furniture, and vehicles. You may change your debt ratio, which could potentially disqualify you for your loan. Talk to your mortgage representative before incurring any new debt.
  • Do NOT allow anyone to pull your credit: Credit inquiries can lower your FICO scores and cause concern to the investors who will finance your home. A lower FICO score could possibly disqualify you for the mortgage on your home.
  • DO NOT change jobs: Do not make a career change during the time between purchasing and closing on your home.
  • DO NOT cause overdrafts on your bank accounts or spend the funds that you need to close your loan: Maintaining adequate balances in your accounts always is mandatory to avoid overdrafts. Lenders could view and overdraft in your account the same as a late payment on a credit obligation. When bringing funds to a closing they must be in the form of a cashiers check or wire. Personal checks will not be accepted.
  • Pay all your bills on time: It is critical that you do not become late on your credit obligations with any of your bills or rent during the loan process.
  • DO NOT buy anything with a deferred payment. Just because a payment will not be due for 12 months does not mean that the account will not show up on your credit. We will have to calculate a payment and include it in the ratio calculations which may mean you no longer qualify for your dream home.
  • DO NOT give notice to your landlord of your intent to move until you are under contract and have been fully approved and notified by your mortgage representative.

Any questions regarding your new home should be directed to your Agent at Ultra Realty, Inc. We look forward to working with you!